Analyst - Balance Sheet & Capital Management
ING Americas is a part of ING’s Wholesale Banking division, offering a range of financial products and services. The Analyst in Balance Sheet and Capital Management will assist in planning for capital, liquidity, and funding, ensuring adherence to regulatory principles and supporting senior management with analyses and recommendations.
Responsibilities
- Assist in preparing balance sheet and capital analyses, focusing on monitoring and reporting developments in ING’s commercial activities
- Support the preparation of recommendations and reports for senior management, including the Asset & Liability Committee (ALCO Americas) and Americas Management Team (AMT)
- Help coordinate and improve processes related to the Internal Liquidity Adequacy Assessment Process (ILAAP) and Internal Capital Adequacy Assessment Process (ICAAP)
- Collect, analyze, and interpret financial data to support capital and funding planning
- Monitor positions and P&L in BS&CM-owned books under supervision
- Stay informed about developments in financial markets, regulations, and industry best practices
- Collaborate with colleagues in Group Treasury, Finance, and Risk globally
Skills
- Bachelor's degree in finance, economics, engineering, or a related field (Master's preferred but not required)
- 0–2 years of relevant experience (internships or entry-level roles in Treasury, Finance, or Risk are a plus)
- Basic understanding of capital, funding, and liquidity risks
- Familiarity with financial regulations is an advantage
- Proficiency in Excel; and strong programming skills (VBA or Python)
- Strong analytical and quantitative skills
- Eagerness to learn and develop expertise in Treasury and capital management
- Effective communicator, both verbally and in writing
- Team player with a proactive and results-driven mindset
- Ability to work under time pressure and manage multiple priorities
- Multicultural awareness and sensitivity
Benefits
- Comprehensive health benefits
- A generous 401k savings plan
- Competitive PTO
- Adoption, surrogacy, and fertility services
- Student debt assistance
- Subsidies for expenses associated with commuting and fitness
Company Overview