Analyst, Sector-Based & Specialized Lending

ING Americas is a leading financial institution offering a variety of innovative financial products and services to corporate and institutional clients. The Analyst in Sector-Based & Specialized Lending will support the execution and origination of lending transactions across various sectors, focusing on Food & Agriculture and other specialized areas.

Responsibilities

• Supporting origination and execution efforts for lending transactions within Food & Agriculture and across other SSL sectors
• Participating in initial deal screening, business analysis, and credit assessment under guidance of senior team members
• Assisting in due diligence processes, including analysis of borrower financials, business models, and industry dynamics
• Preparing and contributing to internal credit approval materials, including credit applications and risk memos
• Building, reviewing, and updating financial models, including transaction cash flow models, return analyses, and internal risk rating tools
• Reviewing financing documentation and supporting the analysis of key commercial terms in loan and related agreements
• Coordinating with internal stakeholders such as Risk, Legal, Loan Operations, Treasury, and Finance to support transaction execution and closings
• Supporting ongoing portfolio monitoring activities, including covenant compliance, credit reviews, and ad‑hoc analyses
• Staying current on internal policies, procedures, and risk frameworks to ensure transactions are executed in line with ING standards

Skills

• 1+ years of relevant experience in corporate finance, lending, credit analysis, investment banking, or a related field
• Strong financial and credit analysis skills with a solid understanding of financial statements and cash‑flow‑based lending
• Financial modeling experience (Excel), including sensitivity analysis and scenario modeling
• Strong written and verbal communication skills, with attention to detail
• Ability to manage multiple workstreams in a fast‑paced environment and meet deadlines
• Collaborative mindset with the ability to work effectively across sectors and teams
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)

Benefits

• Comprehensive health benefits
• Generous 401k savings plan
• Competitive PTO
• Adoption, surrogacy, and fertility services
• Student debt assistance
• Subsidies for expenses associated with commuting and fitness

Company Overview