Credit Analyst- Remote
*This job could potentially be remote or report to one of our local branches.*
Responsibilities:
- Assist the Chief Credit Officer with all aspects of lending
- Independently facilitates the preparation of credit underwriting and analysis of new and existing loans to maintain the bank’s asset quality.
- Ability to analyze personal and corporate tax returns along with financial statements to compile a comprehensive analysis for rending decisions.
- Assist in on-going covenant and financial monitoring
- Works closely with Commercial Loan Officers in gathering financials and documentation imperative in making a sound credit decision
- Prepares and assembles various monthly and quarterly reports as needed for submission to management
- Maintains a good working knowledge of the Bank’s lending policies and procedures and identify exceptions to policy
Requirements:
- Bachelor’s degree in Finance or related degree (or equivalent experience)
- 3 + years of experience in Commercial Loan underwriting required
- Proficient in Microsoft Office applications
- Knowledge or interest in learning reporting and data analysis tools
- Regard for all important details to ensure accuracy in every transaction performed; detect errors; follow through on corrections and details
- Ability to effectively manage one’s time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks