Residential Lending Specialist - Associate

Deutsche Bank is seeking a Residential Lending Specialist to manage the end-to-end process for residential mortgages and home equity lines of credit within a boutique private banking environment. The role involves client interaction, application processing, pipeline management, and servicing, requiring a highly organized and client-focused individual.

Responsibilities

• Work directly with private bankers and clients to gather information and complete mortgage and HELOC applications; answer client questions and provide guidance on lending products, documentation, and timelines
• Maintain and monitor the lending pipeline to ensure timely progression of applications and track key milestones and proactively follow up with clients and internal teams
• Collect and verify required documentation (income, assets, property details) and coordinate with credit and underwriting teams to ensure accurate and timely decisions
• Prepare and deliver initial and subsequent disclosure packages in compliance with regulatory requirements (TRID, RESPA, etc.)
• Prepare closing packages and liaise with attorneys, title companies, and clients and ensure compliance with regulatory and internal requirements throughout the closing process
• Handle client inquiries related to payments, statements, and account maintenance; manage renewals, modifications, and payoff requests as needed

Skills

• Strong knowledge of mortgage regulations, documentation, and closing procedures
• Proven experience in residential mortgage and HELOC processing, preferably in private banking or boutique lending
• Bachelor's degree in Finance, Business, or related field
• Proficiency in Microsoft Excel and loan origination systems
• Active Mortgage Loan Originator (MLO) registration required under the SAFE Act
• Excellent organizational skills and ability to manage multiple transactions simultaneously
• Exceptional communication and client service skills
• Experience with high-net-worth clients and complex income structures
• Familiarity with compliance requirements (TRID, RESPA, etc.)
• Ability to work independently and take ownership of the entire lending process

Benefits

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift, and volunteer programs

Company Overview