[Remote] Business Development Officer - Capital Finance

Note: The job is a remote job and is open to candidates in USA. UMB Bank is seeking a Business Development Officer – Capital Finance who will be responsible for originating loans and negotiating transactions within company guidelines. This role involves maintaining relationships with referral sources and assisting in the underwriting process from prospect to client funding.

Responsibilities

• You will be responsible for originating loans consistent with the Company's credit policy
• You will be negotiating price and structure of new transactions within set limits
• You will be reviewing and approving all transactions before presenting report to Executive Management
• You will be initiating and maintaining relationships with referral sources and influence centers
• You will be assisting in the underwriting process of new client proposals from prospect to client funding
• You will be seeking approval from Executive Management for new client transactions
• You will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, Financial firms, Business brokers, and National organizations
• You will visit prospective clients
• You will produce reports needed for new prospects and attends regularly scheduled meetings
• Other duties as assigned

Skills

• You possess a bachelor's Degree or equivalent work experience
• You have 3 years credit experience with 3 years sales experience in a banking, finance or asset-based lending environment
• You demonstrate knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreach
• You have the ability to make independent and sound judgments and decisions and have an understanding of how decisions affect business lines and the organization as a whole
• You can read and interpret financial and budgetary documents
• You possess professional verbal and written communication skills
• You are analytical, highly organized, pay attention to detail, handle frequent interruptions with ease, and enjoy a fast-paced work environment
• You can meet firm timelines and work under pressure
• You show self-motivation and a sense of urgency
• You demonstrate intermediate to advanced skills in Microsoft Excel and Word

Benefits

• Paid Time Off
• A 401(k) matching program
• Annual incentive pay
• Paid holidays
• A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
• Health savings
• Flexible spending
• Dependent care accounts
• Adoption assistance
• An employee assistance program
• Fitness reimbursement
• Tuition reimbursement
• An associate wellbeing program
• An associate emergency fund
• Various associate banking benefits

Company Overview