Commercial Line Underwriter - HYBRID

DB INSURANCE CO., LTD. (U.S. BRANCH) is seeking an experienced Commercial Line Underwriter to join their team. This role involves underwriting and managing a portfolio of Commercial Lines policies while ensuring compliance with company guidelines and regulatory requirements.

Responsibilities

• Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
• Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
• Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
• Effectively manage agency relationships to drive growth and profitability
• Work closely with other team members and management to achieve monthly and annual branch goals
• Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
• Build and maintain strong agency relationships to foster growth and support business development efforts
• Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
• Review data accuracy and prepare monthly closing reports for each product line

Skills

• 1+ years of experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker's Compensation
• Bachelor's degree in Business, Finance, Insurance, or a related field, or equivalent experience
• Strong analytical and decision-making skills, with a solid understanding of underwriting principles
• Excellent communication skills, with the ability to work collaboratively with agents and internal teams
• Ability to collaborate effectively with cross-functional teams to meet goals
• Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
• Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
• Strong background and specialized experience in Worker's Compensation

Benefits

• Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
• Paid time off and sick leave
• 13 annual paid holidays
• 401(k) plan with up to 4% company match
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

Company Overview