Loan Processor III (2nd Mortgages/Home Equity)

About the position The Loan Processor III (2nd Mortgages/Home Equity) at Space Coast Credit Union is responsible for preparing loans for closing, ensuring compliance with regulations, and maintaining member relationships. This role involves managing a pipeline of loan files, resolving member issues, and ensuring all documentation is accurate and complete. The position offers opportunities for career advancement and a hybrid work schedule after training. Responsibilities • Prepares the loan for closing and ensures all closing documents are correct and compliant with regulations. , • Ensures loan approval stipulations are met prior to closing and manages third-party requests. , • Resolves member problems and assesses needs efficiently to maintain profitable relationships. , • Orders necessary documentation from borrowers and external sources for loan decisions. , • Reviews asset documentation to ensure compliance with program guidelines. , • Boards completed loans and disburses funds as necessary. , • Answers incoming calls and assists applicants with loan inquiries. , • Maintains up-to-date knowledge of regulations and standards relevant to the position. , • Handles a pipeline of 30-50 loan files, meeting processing time goals. , • Communicates with borrowers regarding documentation and file progress. , • Adheres to productivity and loan quality standards to ensure quality service. , • Supports sales efforts by providing appropriate product and service materials to members. , • Demonstrates professionalism and effective communication in all interactions. Requirements • 1 to 3 years of prior processing experience in consumer loan products or mortgage loan processing. , • Associate's Degree or equivalent experience in a related field. , • Knowledge of State and Federal guidelines related to mortgage lending, including CFPB regulations. , • Bilingual is preferred. Nice-to-haves • Experience as a closer or underwriter with an emphasis on conventional loan products. Benefits • Health savings account , • Disability insurance , • Health insurance , • Dental insurance , • Tuition reimbursement , • Paid time off , • Work from home , • Employee assistance program , • Vision insurance , • Opportunities for advancement , • Life insurance Apply Job!